From the files of Nancy Granger.
1 can Refried Beans
1 can Chile Ortega
12oz Salsa de Rosa
8oz Cream Cheese
8oz grated Medium Cheddar cheese
8oz Jack Cheese or Jalapeno Jack

Preheat oven to 450° . In a 9"x13" pan, spread each ingredient evenly and top with both cheeses mixed together. Place in preheated oven for 15 minutes or until cheese in completely melted. Serve warm